Home Equity Line of Credit — Questionnaire

A few quick questions so we can check your prequalified offers and get your application started. Nothing here affects your credit score. Fields marked * are required.

About 5 minutes Soft credit check only No out-of-pocket costs

SECTION 01

Applicant

Use your legal name and date of birth exactly as they appear on your unexpired government-issued photo ID. A mismatch means the application has to be restarted.

Legal first name*

Middle name

Legal last name*

Suffix

Date of birth* 18 or older (19 in Alabama).

Mobile phone*

Email address* Your application link is emailed here.

Primary home address*

Apt / suite / unit

City*

State*

ZIP code*

Marital status*

Single Married Divorced Widowed

SECTION 02

Property being financed

The property the line of credit will be secured against.

SECTION 03

Current mortgages

Every loan secured by this property. Your latest statement has all of it. This drives how much you can borrow, so please be exact.

I own this property free and clear — no mortgages or liens.

First mortgage

Lender / servicer

Original amount

Origination date

Current balance

Monthly payment

Second mortgage or existing HELOC (if any)

Lender / servicer

Current balance

Monthly payment

SECTION 04

Employment and income

Report gross annual income before taxes, including bonus and overtime. Annual, not monthly — that mix-up is the number one reason a file comes back with no offers.

Employment type*

Employer or business name*

Total annual gross income* Base, bonus, commission, and any other income combined.

Other income sources and annual amounts Rental, Social Security, pension, VA, retirement, investments.

Spouse annual gross income Countable in some states — we'll confirm.

Total savings, retirement, and investment balances 401(k), IRA, Roth, brokerage, money market, CDs, savings. These can help you qualify if income alone falls short.

SECTION 05

What you're looking for

The line funds 100% at closing and works like a revolving line as you pay it down. No out-of-pocket costs, no prepayment penalty.

SECTION 06

Authorization and signature

Check each item, then sign and date. Without this we cannot check your prequalified offers.

Soft credit check. I authorize LendNav and its lending partners to obtain my credit report through a soft inquiry, which does not affect my credit score. If I continue to a full application, a hard credit inquiry will be requested, which may affect my score.* Accuracy. The information above is true and complete to the best of my knowledge, and my legal name and date of birth match my government-issued ID.* Sharing and electronic delivery. I authorize LendNav to share this information with its lending partners to obtain offers and submit an application on my behalf, and I consent to receive documents and communications electronically.* No fee, not an application. LendNav charges me nothing to review my options. This questionnaire is not an application or a commitment to lend, and all terms are subject to underwriting, verification, and property valuation.*

Applicant signature

Date

FINISH

Send it to us

We run a soft credit check the same day and call you with the amounts, terms, and payments available. Most people finish the online application in about 15 minutes after that, and funding usually lands within five business days of closing.

Your answers go straight to the LendNav team. Nothing is stored in your browser.